For Eligible Homebuyers In Rural And Suburban Areas

A USDA loan is a loan product backed by the U.S. Department of Agriculture and offers flexible credit requirements and 100% financing options.

USDA Loan Requirements

  • Borrower must be a U.S. citizen
  • Borrower must meet certain income requirements
  • Only available for primary residences
  • Debt-to-income ratio less than or equal to 41%
  • Proof of income required

USDA Loan Benefits

  • Zero down payment option
  • Lower interest rates
  • Flexible credit score requirements
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