Get A Home Equity Loan
Pay off debt, get cash or pay for your next project
At American Independent Mortgage, we want you to experience the magic of owning a home. Whether that’s a single-family home or a condo, we’ve simplified the mortgage process to give you a hassle-free experience.
Purchase a home
Want to buy a home but not sure how much you can afford? Our mortgage advisors will help you explore different down payment and loan options, as well as guide you through the entire homebuying process. Explore our homebuyer resources to learn more about how we can help!
Get pre-approvedRefinance Your Home
Thinking it might be nice to have some extra cash to pay off debt or do some renovations? Or are you wanting to explore your options to see if you can lower your monthly mortgage payment or shorten your mortgage term? Whatever your reason, if you’re considering a mortgage refinance, you’ve come to the right place. We’ve got you covered with multiple refinancing options to best meet your needs and help you achieve your financial goals.
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Home Makeover
Our mortgage advisors will review your options, answer your questions and help you find the right loan option for your situation.
Talk to an AdvisorLoan Mortgage Options
FHA Loan
If you are a first-time homebuyer or you’re looking for low down payment options, the government-backed Federal Housing Administration (FHA) loan might be the right fit for you.
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VA Loan
It’s our privilege to serve our veterans and their families with our Veterans Administration (VA) loan. Starting with pre-approval, to fulfilling eligibility requirements, we’ll help every step of the way.
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Fixed 15/30 Year
A fixed-rate mortgage offers consistency with your monthly mortgage payment and is a great option if you plan to stay in your home for a while.
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Conventional Loan
If your credit is in good shape, you have proof of income and a down payment of at least 3%, a conventional mortgage might be a great option for you. We offer competitive rates with minimal documentation, as well as refinancing options.
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Jumbo Loan
If your dream home comes with a larger price tag, a jumbo loan might be the right fit for you. We offer fixed-rate, adjustable-rate, and interest-only jumbo loans to meet your mortgage needs.
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Construction Financing
Dreaming of building a home? A construction loan might be the right mortgage for you. Talk to our experts to explore your options and learn more about eligibility and the construction financing process.
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Adjustable-Rate Mortgage(ARM)
Planning to sell or refinance your home within a few years before the interest rate changes? If the answer is yes, an adjustable-rate mortgage (ARM) might be right for you. Choosing an ARM gives you the option of an initial fixed-rate for a specified amount of time.
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Cash-Out Refinance
Whether you’re looking for a little extra cash, a lower monthly payment, or better interest rates, there are many reasons to consider a cash-out refinance. We’re here to discuss your situation and help guide you through the entire refinance process.
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USDA Loan
A United States Department of Agriculture (USDA) loan can be a great loan option if you meet certain requirements related to things like income and location. USDA loans offer 100% financing, low interest rates and monthly payments. Sound like a good option for you? Our experts are here to walk you through eligibility requirements.
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Non-QM Loan
Have you experienced bankruptcy, foreclosure, or other credit-related problems that might get in the way of qualifying for a mortgage? If the answer is yes, our non-qualified mortgage loan might be the right loan for you. Our experts are ready to evaluate your needs and guide you through the lending process.
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